In today’s digital age, saving money while shopping online has become easier than ever. With a plethora of money-saving apps, coupons, and discounts available, consumers can enjoy significant savings on everything from basic household items to refueling their cars. Here’s a comprehensive guide to some of the best money-saving apps available in 2023.
Cash-Back Apps
1. Rakuten: ⭐⭐⭐⭐☆ 4.4/5 Download for Android | Download for iOS
- Description: Rakuten is a popular money-saving app that offers a variety of savings options. It provides access to over 3,500 stores and allows users to opt for payment through both PayPal and check. In addition to its cash-back feature, Rakuten also offers travel discounts for airfare, hotels, and car rentals.
- Pros: Wide range of stores, multiple payment options, additional travel discounts
- Cons: Some users report delayed cashback, requires a minimum amount for cashback redemption
2. Ibotta: ⭐⭐⭐⭐☆ 4.3/5 Download for Android | Download for iOS
- Description: Ibotta is a handy app that allows users to earn cash back on grocery purchases and select retail buys. With various redemption options including PayPal, Venmo, and gift cards, Ibotta makes it simple to get paid for spending money you were already going to spend making it one of the best money-saving apps!
- Pros: Wide range of redemption options, includes grocery and retail purchases
- Cons: Some offers require specific item sizes or quantities, requires receipt scanning for some offers
3. Dosh: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
- Description: Dosh is a cashback app that brings joy to shopping, traveling, and dining experiences. By linking their debit or credit card to the app, users can earn automatic cash back on both online and in-person purchases.
- Pros: Automatic cash back, no need to scan receipts
- Cons: Limited participating stores, cashback process can take a few days
4. Fetch Rewards: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
- Description: Fetch Rewards provides cash back on both grocery and select retail purchases when users scan their receipts, earning redeemable points for gift cards.
- Pros: Easy to use, wide range of participating stores
- Cons: Requires scanning of receipts, some users report issues with receipt recognition
5. Upside: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
Upside allows users to earn cash back on gas purchases and select retail buys by simply scanning receipts. Additionally, bonus cash can be earned by referring friends.
Pros:
- Cash back on gas purchases
- Referral program
Cons:
- Limited to certain geographical areas
- Requires scanning of receipts
Savings Apps
1. Honey: ⭐⭐⭐⭐☆ 4.3/5 Download for Android | Download for iOS
Honey is a browser extension that automatically applies coupon codes during checkout, making it easier to save money on online purchases, everyone should have this money-saving app on their smartphone!
Pros:
- Automatic coupon application
- Works on many online stores
Cash-Back Apps
1. Rakuten: ⭐⭐⭐⭐☆ 4.4/5 Download for Android | Download for iOS
- Description: Rakuten is a popular money-saving app that offers a variety of savings options. It provides access to over 3,500 stores and allows users to opt for payment through both PayPal and check. In addition to its cash-back feature, Rakuten also offers travel discounts for airfare, hotels, and car rentals.
- Pros: Wide range of stores, multiple payment options, additional travel discounts
- Cons: Some users report delayed cashback, requires a minimum amount for cashback redemption
2. Ibotta: ⭐⭐⭐⭐☆ 4.3/5 Download for Android | Download for iOS
- Description: Ibotta is a handy app that allows users to earn cash back on grocery purchases and select retail buys. With various redemption options including PayPal, Venmo, and gift cards, Ibotta makes it simple to get paid for spending money you were already going to spend making it one of the best money-saving apps!
- Pros: Wide range of redemption options, includes grocery and retail purchases
- Cons: Some offers require specific item sizes or quantities, requires receipt scanning for some offers
Savings Apps
1. Honey: ⭐⭐⭐⭐☆ 4.3/5 Download for Android | Download for iOS
Honey is a browser extension that automatically applies coupon codes during checkout, making it easier to save money on online purchases.
Pros:
- Automatic coupon application
- Works on many online stores
Cons:
- Not all stores are supported
- Savings depend on available coupons
2. RetailMeNot: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
RetailMeNot offers a wide range of coupons, deals, and cashback offers from thousands of retailers. It’s a one-stop-shop for online and in-store savings.
Pros:
- Wide range of deals and coupons
- Cashback offers
Cons:
- Some coupons may not work
- Requires account creation for full access
3. Coupons.com: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
Coupons.com offers digital coupons for grocery, retail, and online shopping. Users can link their loyalty cards or upload receipts to redeem offers.
Pros:
- Digital coupons for various shopping categories
- Loyalty card linking
Cons:
- Requires receipt upload for some offers
- Some users report issues with app functionality
4. Capital One Shopping: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
Capital One Shopping helps users save money by comparing prices among various online retailers and applying available coupon codes.
Pros:
- Price comparison tool
- Automatic coupon application
Cons:
- Limited to participating online retailers
- Savings depend on available deals
5. Cently: ⭐⭐⭐⭐☆ 4.2/5 Download for Android | Download for iOS
Cently, also known as CouponFollow, is a browser extension that automatically finds and applies the best coupon codes at checkout.
Pros:
- Automatic coupon application
- User-friendly interface
Cons:
- Not all stores are supported
- Savings depend on available coupons
Money Management Apps
1. Chime: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
Chime is a mobile banking app that offers fee-free overdraft, no monthly fees, and an optional savings account that helps you save money as you spend.
Pros:
- No overdraft fees
- Automatic savings features
Cons:
- No physical branches
- Deposit of cash can be inconvenient
2. Venmo: ⭐⭐⭐⭐☆ 4.2/5 Download for Android | Download for iOS
Venmo is a mobile payment service owned by PayPal. It allows users to share and make payments with friends for various expenses, and it also offers a MasterCard that users can use to pay for purchases directly from their Venmo account.
Pros:
- Easy to use
- Social aspect can make splitting bills easier
Cons:
- Transfers to bank can take time
- Not all businesses accept Venmo
- Limited to certain geographical areas
- Requires scanning of receipts
Savings Apps
1. Honey: ⭐⭐⭐⭐☆ 4.3/5 Download for Android | Download for iOS
Honey is a browser extension that automatically applies coupon codes during checkout, making it easier to save money on online purchases.
Pros:
- Automatic coupon application
- Works on many online stores
Cons:
- Not all stores are supported
- Savings depend on available coupons
2. RetailMeNot: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
RetailMeNot offers a wide range of coupons, deals, and cashback offers from thousands of retailers. It’s a one-stop-shop for online and in-store savings.
Pros:
- Wide range of deals and coupons
- Cashback offers
Cons:
- Some coupons may not work
- Requires account creation for full access
3. Coupons.com: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
Coupons.com offers digital coupons for grocery, retail, and online shopping. Users can link their loyalty cards or upload receipts to redeem offers.
Pros:
- Digital coupons for various shopping categories
- Loyalty card linking
Cons:
- Requires receipt upload for some offers
- Some users report issues with app functionality
4. Capital One Shopping: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
Capital One Shopping helps users save money by comparing prices among various online retailers and applying available coupon codes.
Pros:
- Price comparison tool
- Automatic coupon application
Cons:
- Limited to participating online retailers
- Savings depend on available deals
5. Cently: ⭐⭐⭐⭐☆ 4.2/5 Download for Android | Download for iOS
Cently, also known as CouponFollow, is a browser extension that automatically finds and applies the best coupon codes at checkout.
Pros:
- Automatic coupon application
- User-friendly interface
Cons:
- Not all stores are supported
- Savings depend on available coupons
Money Management Apps
1. Chime (Rating: 4.6/5) Download here
Chime is a mobile banking app that offers fee-free overdraft, no monthly fees, and an optional savings account that helps you save money as you spend.
Pros:
- No overdraft fees
- Automatic savings features
Cons:
- No physical branches
- Deposit of cash can be inconvenient
2. Venmo: ⭐⭐⭐⭐☆ 4.2/5 Download for Android | Download for iOS
Venmo is a mobile payment service owned by PayPal. It allows users to share and make payments with friends for various expenses, and it also offers a MasterCard that users can use to pay for purchases directly from their Venmo account.
Pros:
- Easy to use
- Social aspect can make splitting bills easier
Cons:
- Transfers to bank can take time
- Not all businesses accept Venmo
Savings Apps
1. Honey: ⭐⭐⭐⭐☆ 4.3/5 Download for Android | Download for iOS
Honey is a browser extension that automatically applies coupon codes during checkout, making it easier to save money on online purchases.
Pros:
- Automatic coupon application
- Works on many online stores
Cons:
- Not all stores are supported
- Savings depend on available coupons
2. RetailMeNot: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
RetailMeNot offers a wide range of coupons, deals, and cashback offers from thousands of retailers. It’s a one-stop-shop for online and in-store savings.
Pros:
- Wide range of deals and coupons
- Cashback offers
Cons:
- Some coupons may not work
- Requires account creation for full access
3. Coupons.com: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
Coupons.com offers digital coupons for grocery, retail, and online shopping. Users can link their loyalty cards or upload receipts to redeem offers.
Pros:
- Digital coupons for various shopping categories
- Loyalty card linking
Cons:
- Requires receipt upload for some offers
- Some users report issues with app functionality
4. Capital One Shopping: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
Capital One Shopping helps users save money by comparing prices among various online retailers and applying available coupon codes.
Pros:
- Price comparison tool
- Automatic coupon application
Cons:
- Limited to participating online retailers
- Savings depend on available deals
5. Cently: ⭐⭐⭐⭐☆ 4.2/5 Download for Android | Download for iOS
Cently, also known as CouponFollow, is a browser extension that automatically finds and applies the best coupon codes at checkout.
Pros:
- Automatic coupon application
- User-friendly interface
Cons:
- Not all stores are supported
- Savings depend on available coupons
Money Management Apps
1. Chime (Rating: 4.6/5) Download here
Chime is an online bank that offers automatic savings features and cash back rewards on select bill payments for Chime card users.
Pros:
- Automatic savings features
- Cash back rewards on select bill payments
Cons:
- No physical branches
- Some users report issues with customer service
2. Trim: ⭐⭐⭐⭐☆ 4.1/5 Download for Android | Download for iOS
Trim is designed to help users save money by negotiating lower bills, cancelling old subscriptions, and finding cashback deals.
Pros:
- Negotiates lower bills
- Finds cashback deals
Cons:
- Charges a percentage of the money saved
- Some users report issues with customer service
3. Prism: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
Prism is designed to manage and pay your bills in one easy-to-use location. By utilizing Prism, users can stay organized and avoid late fees, leading to significant cost savings over time.
Pros:
- Helps avoid late fees
- All bills in one place
Cons:
- Does not offer cash back incentives
- Some users report issues with syncing
4. Cash App Download for Android | Download for iOS
- Developer: Square, Inc.
- Category: Finance (#1)
- Age Rating: 4+
- Features: P2P, Banking, Bitcoin, Stocks
- User Ratings: ⭐⭐⭐⭐☆ 4.8 (4.9M ratings)
- Price: Free
Cash App is a simple and fast way to transfer money. It allows individuals to send and receive cash seamlessly, and they can also pay bills or get money back at select stores effortlessly with the Cash App card.
Pros:
- Easy to send and receive money
- Can pay bills or get money back at select stores
Cons:
- Some users report issues with customer service
- Security concerns have been raised by some users
5. Venmo: ⭐⭐⭐⭐☆ 4.2/5 Download for Android | Download for iOS
Venmo is a mobile payment service owned by PayPal. It allows users to share and make payments with friends for various expenses, and it also offers a MasterCard that users can use to pay for purchases directly from their Venmo account.
Pros:
- Easy to use
- Social aspect can make splitting bills easier
Cons:
- Transfers to bank can take time
- Not all businesses accept Venmo
Conclusion
Consumerism has evolved significantly, offering a plethora of money-saving apps. These innovative tools simplify budgeting through cashback offers, savings deals, coupon codes, and loyalty perks – all working together to help shoppers save. With these advancements in shopping technology, consumers can make the most of every penny spent.
In summary, no matter what your spending goals are — whether it be refilling your car’s gas tank, restocking your pantry with groceries, or buying household items — there is most likely a cash back app that can save you money. Take advantage of these apps and watch as the benefits of smart budgeting add up. Start exploring these apps today to witness savings in action!
Savings Apps:
- Honey: ⭐⭐⭐⭐☆ 4.3/5 Download for Android | Download for iOS
- RetailMeNot: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
- Coupons.com: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
- Capital One Shopping: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
- Cently: ⭐⭐⭐⭐☆ 4.2/5 Download for Android | Download for iOS
Money Management Apps:
- Chime: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
- Venmo: ⭐⭐⭐⭐☆ 4.2/5 Download for Android | Download for iOS
- Trim: ⭐⭐⭐⭐☆ 4.1/5 Download for Android | Download for iOS
- Prism: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
- Cash App: ⭐⭐⭐⭐☆ 4.2/5 Download for Android | Download for iOS
- Rakuten: ⭐⭐⭐⭐☆ 4.4/5 Download for Android | Download for iOS
- Description: Rakuten is a popular money-saving app that offers a variety of savings options. It provides access to over 3,500 stores and allows users to opt for payment through both PayPal and check. In addition to its cash-back feature, Rakuten also offers travel discounts for airfare, hotels, and car rentals.
- Pros: Wide range of stores, multiple payment options, additional travel discounts
- Cons: Some users report delayed cashback, requires a minimum amount for cashback redemption
- Ibotta: ⭐⭐⭐⭐☆ 4.3/5 Download for Android | Download for iOS
- Description: Ibotta is a handy app that allows users to earn cash back on grocery purchases and select retail buys. With various redemption options including PayPal, Venmo, and gift cards, Ibotta makes it simple to get paid for spending money you were already going to spend making it one of the best money-saving apps!
- Pros: Wide range of redemption options, includes grocery and retail purchases
- Cons: Some offers require specific item sizes or quantities, requires receipt scanning for some offers
- Dosh: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
- Description: Dosh is a cashback app that brings joy to shopping, traveling, and dining experiences. By linking their debit or credit card to the app, users can earn automatic cash back on both online and in-person purchases.
- Pros: Automatic cash back, no need to scan receipts
- Cons: Limited participating stores, cashback process can take a few days
- Fetch Rewards: ⭐⭐⭐⭐☆ 4.6/5 Download for Android | Download for iOS
- Description: Fetch Rewards provides cash back on both grocery and select retail purchases when users scan their receipts, earning redeemable points for gift cards.
- Pros: Easy to use, wide range of participating stores
- Cons: Requires scanning of receipts, some users report issues with receipt recognition
- Upside: ⭐⭐⭐⭐☆ 4.5/5 Download for Android | Download for iOS
